Call reports 2022
MCCLAIN BANK — 2022
What MCCLAIN BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 279,974,000 | 282,542,000 | 277,064,000 | 276,068,000 |
| Total loans | 172,685,000 | 174,702,000 | 186,216,000 | 189,261,000 |
| Allowance for loan losses | 1,697,000 | 1,691,000 | 1,729,000 | 1,906,000 |
| Securities available for sale | 45,667,000 | 53,990,000 | 54,653,000 | 46,496,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 250,690,000 | 254,114,000 | 248,078,000 | 248,034,000 |
| Interest-bearing deposits | 162,354,000 | 161,535,000 | 157,285,000 | 161,228,000 |
| Noninterest-bearing deposits | 88,336,000 | 92,579,000 | 90,793,000 | 86,806,000 |
| Equity capital | 27,644,000 | 28,025,000 | 28,402,000 | 27,640,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,357,000 | 4,940,000 | 7,716,000 | 10,666,000 |
| Interest expense | 48,000 | 104,000 | 236,000 | 497,000 |
| Net interest income | 2,309,000 | 4,836,000 | 7,480,000 | 10,169,000 |
| Noninterest income | 656,000 | 1,324,000 | 2,080,000 | 2,854,000 |
| Noninterest expense | 1,891,000 | 3,801,000 | 5,833,000 | 7,823,000 |
| Provision for loan losses | 0 | 0 | 0 | 170,000 |
| Pretax income | 1,077,000 | 2,362,000 | 3,730,000 | 4,821,000 |
| Income tax | 248,000 | 567,000 | 887,000 | 1,111,000 |
| Net income | 829,000 | 1,795,000 | 2,843,000 | 3,710,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,299,000 | 29,124,000 | 30,033,000 | 29,004,000 |