Call reports 2020
MCCLAIN BANK — 2020
What MCCLAIN BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 234,343,000 | 255,503,000 | 253,348,000 | 281,680,000 |
| Total loans | 164,410,000 | 168,313,000 | 161,272,000 | 163,172,000 |
| Allowance for loan losses | 1,871,000 | 1,103,000 | 1,051,000 | 1,700,000 |
| Securities available for sale | 12,189,000 | 11,341,000 | 12,183,000 | 12,054,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 206,160,000 | 226,127,000 | 223,285,000 | 252,669,000 |
| Interest-bearing deposits | 148,890,000 | 152,731,000 | 152,919,000 | 177,238,000 |
| Noninterest-bearing deposits | 57,270,000 | 73,396,000 | 70,366,000 | 75,431,000 |
| Equity capital | 25,993,000 | 26,584,000 | 27,298,000 | 26,907,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,649,000 | 5,141,000 | 7,591,000 | 10,206,000 |
| Interest expense | 223,000 | 362,000 | 473,000 | 568,000 |
| Net interest income | 2,426,000 | 4,779,000 | 7,118,000 | 9,638,000 |
| Noninterest income | 627,000 | 1,253,000 | 1,999,000 | 1,681,000 |
| Noninterest expense | 1,789,000 | 3,729,000 | 5,698,000 | 7,630,000 |
| Provision for loan losses | 336,000 | 415,000 | 415,000 | 1,015,000 |
| Pretax income | 928,000 | 1,888,000 | 3,004,000 | 2,674,000 |
| Income tax | 238,000 | 484,000 | 759,000 | 655,000 |
| Net income | 690,000 | 1,404,000 | 2,245,000 | 2,019,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,911,000 | 26,484,000 | 27,185,000 | 26,819,000 |