Call reports 2019
MCCLAIN BANK — 2019
What MCCLAIN BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 230,549,000 | 230,567,000 | 224,177,000 | 231,232,000 |
| Total loans | 156,040,000 | 160,604,000 | 159,208,000 | 162,792,000 |
| Allowance for loan losses | 1,546,000 | 1,565,000 | 1,592,000 | 1,520,000 |
| Securities available for sale | 14,393,000 | 14,838,000 | 12,371,000 | 12,209,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,912,000 | 201,355,000 | 194,071,000 | 203,781,000 |
| Interest-bearing deposits | 148,236,000 | 144,958,000 | 139,010,000 | 150,311,000 |
| Noninterest-bearing deposits | 53,676,000 | 56,397,000 | 55,061,000 | 53,470,000 |
| Equity capital | 26,407,000 | 26,982,000 | 27,763,000 | 25,388,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,638,000 | 5,386,000 | 8,090,000 | 10,699,000 |
| Interest expense | 353,000 | 714,000 | 1,011,000 | 1,255,000 |
| Net interest income | 2,285,000 | 4,672,000 | 7,079,000 | 9,444,000 |
| Noninterest income | 568,000 | 1,176,000 | 1,791,000 | 2,370,000 |
| Noninterest expense | 1,732,000 | 3,623,000 | 5,442,000 | 7,354,000 |
| Provision for loan losses | 0 | 0 | 0 | 48,000 |
| Pretax income | 1,121,000 | 2,211,000 | 3,414,000 | 4,398,000 |
| Income tax | 328,000 | 600,000 | 889,000 | 1,113,000 |
| Net income | 793,000 | 1,611,000 | 2,525,000 | 3,285,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,498,000 | 26,966,000 | 27,741,000 | 25,360,000 |
| Total capital | 28,044,000 | 28,531,000 | 29,333,000 | 26,880,000 |
| Risk-weighted assets | 149,329,000 | 158,621,000 | 157,930,000 | 161,699,000 |