Call reports 2018
MCCLAIN BANK — 2018
What MCCLAIN BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 213,284,000 | 218,482,000 | 215,963,000 | 227,820,000 |
| Total loans | 164,056,000 | 160,902,000 | 160,151,000 | 158,632,000 |
| Allowance for loan losses | 1,638,000 | 1,679,000 | 1,661,000 | 1,668,000 |
| Securities available for sale | 16,575,000 | 16,767,000 | 15,843,000 | 13,882,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 187,758,000 | 191,839,000 | 188,597,000 | 199,882,000 |
| Interest-bearing deposits | 136,695,000 | 137,879,000 | 137,355,000 | 148,773,000 |
| Noninterest-bearing deposits | 51,063,000 | 53,960,000 | 51,242,000 | 51,109,000 |
| Equity capital | 23,707,000 | 24,448,000 | 25,075,000 | 25,871,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,407,000 | 4,866,000 | 7,404,000 | 9,963,000 |
| Interest expense | 190,000 | 431,000 | 701,000 | 1,032,000 |
| Net interest income | 2,217,000 | 4,435,000 | 6,703,000 | 8,931,000 |
| Noninterest income | 523,000 | 1,105,000 | 1,818,000 | 2,352,000 |
| Noninterest expense | 1,724,000 | 3,575,000 | 5,330,000 | 7,180,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,016,000 | 1,965,000 | 3,194,000 | 4,097,000 |
| Income tax | 282,000 | 500,000 | 790,000 | 970,000 |
| Net income | 734,000 | 1,465,000 | 2,404,000 | 3,127,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,872,000 | 24,603,000 | 25,262,000 | 25,985,000 |
| Total capital | 25,510,000 | 26,282,000 | 26,923,000 | 27,653,000 |
| Risk-weighted assets | 164,781,000 | 154,477,000 | 153,718,000 | 152,574,000 |