Call reports 2017
MCCLAIN BANK — 2017
What MCCLAIN BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 206,157,000 | 208,301,000 | 207,952,000 | 206,297,000 |
| Total loans | 155,970,000 | 157,397,000 | 157,615,000 | 161,896,000 |
| Allowance for loan losses | 1,613,000 | 1,609,000 | 1,655,000 | 1,652,000 |
| Securities available for sale | 19,781,000 | 18,747,000 | 19,423,000 | 16,942,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,266,000 | 183,045,000 | 182,469,000 | 180,502,000 |
| Interest-bearing deposits | 132,657,000 | 132,641,000 | 131,450,000 | 132,498,000 |
| Noninterest-bearing deposits | 48,609,000 | 50,404,000 | 51,019,000 | 48,004,000 |
| Equity capital | 22,434,000 | 22,885,000 | 23,145,000 | 23,592,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,212,000 | 4,500,000 | 6,814,000 | 9,170,000 |
| Interest expense | 101,000 | 237,000 | 377,000 | 525,000 |
| Net interest income | 2,111,000 | 4,263,000 | 6,437,000 | 8,645,000 |
| Noninterest income | 484,000 | 992,000 | 1,585,000 | 2,075,000 |
| Noninterest expense | 1,642,000 | 3,306,000 | 5,006,000 | 6,983,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 953,000 | 1,949,000 | 3,016,000 | 3,737,000 |
| Income tax | 357,000 | 712,000 | 1,094,000 | 1,125,000 |
| Net income | 596,000 | 1,237,000 | 1,922,000 | 2,612,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,453,000 | 22,883,000 | 23,148,000 | 23,698,000 |
| Total capital | 24,066,000 | 24,492,000 | 24,803,000 | 25,350,000 |
| Risk-weighted assets | 155,182,000 | 153,650,000 | 154,348,000 | 161,002,000 |