Call reports 2016
MCCLAIN BANK — 2016
What MCCLAIN BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 201,371,000 | 201,656,000 | 199,678,000 | 202,597,000 |
| Total loans | 144,624,000 | 145,644,000 | 145,549,000 | 151,838,000 |
| Allowance for loan losses | 1,604,000 | 1,629,000 | 1,660,000 | 1,650,000 |
| Securities available for sale | 25,945,000 | 24,778,000 | 22,116,000 | 20,073,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,075,000 | 177,888,000 | 175,434,000 | 178,350,000 |
| Interest-bearing deposits | 129,312,000 | 127,699,000 | 126,255,000 | 131,306,000 |
| Noninterest-bearing deposits | 48,763,000 | 50,189,000 | 49,179,000 | 47,044,000 |
| Equity capital | 20,720,000 | 21,343,000 | 21,662,000 | 22,081,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,122,000 | 4,243,000 | 6,420,000 | 8,615,000 |
| Interest expense | 94,000 | 184,000 | 274,000 | 367,000 |
| Net interest income | 2,028,000 | 4,059,000 | 6,146,000 | 8,248,000 |
| Noninterest income | 545,000 | 1,081,000 | 1,656,000 | 2,216,000 |
| Noninterest expense | 1,697,000 | 3,334,000 | 4,995,000 | 6,715,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 895,000 | 1,825,000 | 2,826,000 | 3,768,000 |
| Income tax | 386,000 | 715,000 | 1,084,000 | 1,418,000 |
| Net income | 509,000 | 1,110,000 | 1,742,000 | 2,350,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,575,000 | 21,176,000 | 21,528,000 | 22,136,000 |
| Total capital | 22,179,000 | 22,805,000 | 23,188,000 | 23,786,000 |
| Risk-weighted assets | 146,390,000 | 146,405,000 | 145,807,000 | 151,759,000 |
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