Call reports 2025
FIRST FREEDOM BANK — 2025
What FIRST FREEDOM BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 769,676,000 | 761,847,000 | 732,787,000 | 777,384,000 |
| Total loans | 594,720,000 | 616,985,000 | 617,257,000 | 649,158,000 |
| Allowance for loan losses | 6,929,000 | 7,127,000 | 7,000,000 | 7,294,000 |
| Securities available for sale | 19,498,000 | 18,952,000 | 18,733,000 | 18,374,000 |
| Securities held to maturity | 2,782,000 | 2,783,000 | 2,000,000 | 2,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 680,115,000 | 669,732,000 | 623,079,000 | 666,063,000 |
| Interest-bearing deposits | 615,183,000 | 594,098,000 | 550,214,000 | 594,487,000 |
| Noninterest-bearing deposits | 64,932,000 | 75,634,000 | 72,865,000 | 71,576,000 |
| Equity capital | 83,164,000 | 85,712,000 | 88,943,000 | 91,988,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 11,327,000 | 23,084,000 | 34,455,000 | 45,919,000 |
| Interest expense | 4,989,000 | 9,653,000 | 13,880,000 | 17,964,000 |
| Net interest income | 6,338,000 | 13,431,000 | 20,575,000 | 27,955,000 |
| Noninterest income | 481,000 | 990,000 | 1,564,000 | 2,076,000 |
| Noninterest expense | 3,707,000 | 7,513,000 | 11,331,000 | 15,054,000 |
| Provision for loan losses | 442,000 | 888,000 | 1,046,000 | 1,499,000 |
| Pretax income | 2,917,000 | 6,479,000 | 10,613,000 | 14,379,000 |
| Income tax | 805,000 | 1,584,000 | 2,486,000 | 3,168,000 |
| Net income | 2,112,000 | 4,895,000 | 8,127,000 | 11,211,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 83,013,000 | 85,591,000 | 88,569,000 | 91,542,000 |