Call reports 2022
COMMUNITY BANK & TRUST COMPANY — 2022
What COMMUNITY BANK & TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 281,351,000 | 262,196,000 | 263,830,000 | 274,344,000 |
| Total loans | 136,652,000 | 135,481,000 | 140,640,000 | 149,928,000 |
| Allowance for loan losses | 2,484,000 | 2,495,000 | 2,477,000 | 2,484,000 |
| Securities available for sale | 101,039,000 | 97,973,000 | 91,792,000 | 91,267,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 259,427,000 | 246,937,000 | 246,017,000 | 260,685,000 |
| Interest-bearing deposits | 201,070,000 | 188,995,000 | 188,041,000 | 196,872,000 |
| Noninterest-bearing deposits | 58,357,000 | 57,942,000 | 57,976,000 | 63,813,000 |
| Equity capital | 21,354,000 | 14,602,000 | 12,753,000 | 12,723,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,011,000 | 4,189,000 | 6,346,000 | 8,695,000 |
| Interest expense | 135,000 | 264,000 | 452,000 | 832,000 |
| Net interest income | 1,876,000 | 3,925,000 | 5,894,000 | 7,863,000 |
| Noninterest income | 432,000 | 745,000 | 1,070,000 | 1,396,000 |
| Noninterest expense | 1,624,000 | 3,268,000 | 4,970,000 | 6,707,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 694,000 | 1,412,000 | 2,007,000 | 2,565,000 |
| Income tax | 38,000 | 74,000 | 104,000 | 133,000 |
| Net income | 656,000 | 1,338,000 | 1,903,000 | 2,432,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,900,000 | 22,905,000 | 23,065,000 | 23,055,000 |
| Total capital | 24,966,000 | 24,958,000 | 25,183,000 | 25,269,000 |
| Risk-weighted assets | 164,872,000 | 163,822,000 | 169,115,000 | 176,865,000 |