Call reports 2021
COMMUNITY BANK & TRUST COMPANY — 2021
What COMMUNITY BANK & TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 267,688,000 | 276,561,000 | 284,525,000 | 284,304,000 |
| Total loans | 141,796,000 | 138,094,000 | 136,123,000 | 139,407,000 |
| Allowance for loan losses | 2,450,000 | 2,454,000 | 2,467,000 | 2,473,000 |
| Securities available for sale | 82,330,000 | 80,255,000 | 101,932,000 | 111,954,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 240,550,000 | 248,415,000 | 255,358,000 | 256,287,000 |
| Interest-bearing deposits | 180,952,000 | 185,542,000 | 195,929,000 | 193,538,000 |
| Noninterest-bearing deposits | 59,598,000 | 62,873,000 | 59,429,000 | 62,749,000 |
| Equity capital | 26,753,000 | 27,645,000 | 28,446,000 | 27,269,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,927,000 | 4,262,000 | 6,687,000 | 8,801,000 |
| Interest expense | 202,000 | 386,000 | 547,000 | 690,000 |
| Net interest income | 1,725,000 | 3,876,000 | 6,140,000 | 8,111,000 |
| Noninterest income | 596,000 | 998,000 | 1,379,000 | 1,812,000 |
| Noninterest expense | 1,752,000 | 3,411,000 | 5,070,000 | 6,821,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 569,000 | 1,463,000 | 2,460,000 | 3,113,000 |
| Income tax | 23,000 | 59,000 | 99,000 | 125,000 |
| Net income | 546,000 | 1,404,000 | 2,361,000 | 2,988,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,975,000 | 22,400,000 | 22,782,000 | 22,869,000 |
| Total capital | 24,039,000 | 24,432,000 | 24,829,000 | 24,961,000 |
| Risk-weighted assets | 164,796,000 | 162,197,000 | 163,416,000 | 166,999,000 |