Call reports 2020
COMMUNITY BANK & TRUST COMPANY — 2020
What COMMUNITY BANK & TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 241,895,000 | 262,646,000 | 253,885,000 | 267,331,000 |
| Total loans | 134,940,000 | 136,784,000 | 134,755,000 | 136,558,000 |
| Allowance for loan losses | 2,125,000 | 2,148,000 | 2,329,000 | 2,332,000 |
| Securities available for sale | 48,483,000 | 66,246,000 | 75,166,000 | 79,890,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 214,454,000 | 234,157,000 | 225,096,000 | 238,663,000 |
| Interest-bearing deposits | 172,745,000 | 183,998,000 | 176,947,000 | 182,170,000 |
| Noninterest-bearing deposits | 41,709,000 | 50,159,000 | 48,149,000 | 56,493,000 |
| Equity capital | 26,934,000 | 27,822,000 | 28,146,000 | 28,208,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,232,000 | 4,400,000 | 6,582,000 | 8,633,000 |
| Interest expense | 392,000 | 727,000 | 1,022,000 | 1,287,000 |
| Net interest income | 1,840,000 | 3,673,000 | 5,560,000 | 7,346,000 |
| Noninterest income | 431,000 | 752,000 | 1,031,000 | 1,365,000 |
| Noninterest expense | 1,707,000 | 3,384,000 | 5,201,000 | 6,901,000 |
| Provision for loan losses | 230,000 | 305,000 | 305,000 | 305,000 |
| Pretax income | 362,000 | 825,000 | 1,213,000 | 1,631,000 |
| Income tax | 5,000 | 30,000 | 49,000 | 69,000 |
| Net income | 357,000 | 795,000 | 1,164,000 | 1,562,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,089,000 | 21,279,000 | 21,535,000 | 21,707,000 |
| Total capital | 23,157,000 | 23,275,000 | 23,526,000 | 23,776,000 |
| Risk-weighted assets | 165,459,000 | 159,548,000 | 158,971,000 | 165,312,000 |