Call reports 2016
COMMUNITY BANK & TRUST COMPANY — 2016
What COMMUNITY BANK & TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 262,546,000 | 254,594,000 | 254,643,000 | 257,460,000 |
| Total loans | 170,520,000 | 162,066,000 | 162,015,000 | 160,507,000 |
| Allowance for loan losses | 1,970,000 | 1,977,000 | 1,981,000 | 2,058,000 |
| Securities available for sale | 21,995,000 | 21,869,000 | 22,264,000 | 21,558,000 |
| Securities held to maturity | 29,778,000 | 25,065,000 | 26,733,000 | 28,634,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 224,588,000 | 224,806,000 | 224,890,000 | 228,043,000 |
| Interest-bearing deposits | 187,301,000 | 186,643,000 | 187,093,000 | 188,557,000 |
| Noninterest-bearing deposits | 37,287,000 | 38,163,000 | 37,797,000 | 39,486,000 |
| Equity capital | 28,643,000 | 29,254,000 | 29,237,000 | 28,891,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,297,000 | 4,569,000 | 6,704,000 | 8,896,000 |
| Interest expense | 260,000 | 516,000 | 778,000 | 1,050,000 |
| Net interest income | 2,037,000 | 4,053,000 | 5,926,000 | 7,846,000 |
| Noninterest income | 245,000 | 717,000 | 954,000 | 1,139,000 |
| Noninterest expense | 1,606,000 | 3,211,000 | 4,860,000 | 6,489,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 380,000 |
| Pretax income | 601,000 | 1,409,000 | 1,795,000 | 2,116,000 |
| Income tax | 25,000 | 72,000 | 92,000 | 111,000 |
| Net income | 576,000 | 1,337,000 | 1,703,000 | 2,005,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,638,000 | 24,114,000 | 24,165,000 | 24,054,000 |
| Total capital | 25,608,000 | 26,091,000 | 26,146,000 | 26,112,000 |
| Risk-weighted assets | 186,999,000 | 179,385,000 | 180,853,000 | 185,816,000 |