Call reports 2015
COMMUNITY BANK & TRUST COMPANY — 2015
What COMMUNITY BANK & TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 261,434,000 | 263,052,000 | 262,524,000 | 258,968,000 |
| Total loans | 156,800,000 | 162,886,000 | 166,167,000 | 164,712,000 |
| Allowance for loan losses | 1,795,000 | 1,845,000 | 1,870,000 | 1,929,000 |
| Securities available for sale | 28,390,000 | 27,834,000 | 23,971,000 | 22,563,000 |
| Securities held to maturity | 33,171,000 | 29,422,000 | 31,307,000 | 31,333,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 221,763,000 | 221,215,000 | 223,828,000 | 223,671,000 |
| Interest-bearing deposits | 187,716,000 | 187,788,000 | 190,187,000 | 185,362,000 |
| Noninterest-bearing deposits | 34,047,000 | 33,427,000 | 33,641,000 | 38,309,000 |
| Equity capital | 27,676,000 | 27,942,000 | 28,335,000 | 28,208,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,195,000 | 4,537,000 | 6,850,000 | 9,154,000 |
| Interest expense | 270,000 | 539,000 | 800,000 | 1,060,000 |
| Net interest income | 1,925,000 | 3,998,000 | 6,050,000 | 8,094,000 |
| Noninterest income | 284,000 | 644,000 | 880,000 | 1,171,000 |
| Noninterest expense | 1,532,000 | 3,050,000 | 4,617,000 | 6,283,000 |
| Provision for loan losses | 147,000 | 207,000 | 267,000 | 372,000 |
| Pretax income | 530,000 | 1,385,000 | 2,045,000 | 2,609,000 |
| Income tax | 31,000 | 68,000 | 103,000 | 133,000 |
| Net income | 499,000 | 1,317,000 | 1,942,000 | 2,476,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,703,000 | 23,029,000 | 23,335,000 | 23,316,000 |
| Total capital | 24,498,000 | 24,874,000 | 25,205,000 | 25,245,000 |
| Risk-weighted assets | 173,266,000 | 185,317,000 | 187,529,000 | 182,818,000 |