Call reports 2018
URBAN PARTNERSHIP BANK — 2018
What URBAN PARTNERSHIP BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 458,899,000 | 442,447,000 | 445,142,000 | 438,816,000 |
| Total loans | 350,413,000 | 346,817,000 | 350,060,000 | 340,161,000 |
| Allowance for loan losses | 10,980,000 | 10,012,000 | 8,439,000 | 8,208,000 |
| Securities available for sale | 66,490,000 | 63,703,000 | 51,007,000 | 44,180,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 411,423,000 | 394,356,000 | 394,793,000 | 391,346,000 |
| Interest-bearing deposits | 308,015,000 | 288,224,000 | 291,012,000 | 284,746,000 |
| Noninterest-bearing deposits | 103,408,000 | 106,132,000 | 103,781,000 | 106,600,000 |
| Equity capital | 43,093,000 | 43,964,000 | 42,167,000 | 44,354,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 6,105,000 | 11,751,000 | 17,924,000 | 24,765,000 |
| Interest expense | 419,000 | 776,000 | 1,150,000 | 1,556,000 |
| Net interest income | 5,686,000 | 10,975,000 | 16,774,000 | 23,209,000 |
| Noninterest income | 332,000 | 892,000 | 1,354,000 | 1,925,000 |
| Noninterest expense | 6,479,000 | 12,678,000 | 22,932,000 | 29,047,000 |
| Provision for loan losses | -1,185,000 | -2,570,000 | -4,733,000 | -5,207,000 |
| Pretax income | 852,000 | 1,887,000 | 57,000 | 1,421,000 |
| Income tax | -14,000 | -11,000 | -137,000 | -400,000 |
| Net income | 866,000 | 1,898,000 | 194,000 | 1,821,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,010,000 | 46,047,000 | 44,349,000 | 45,980,000 |
| Total capital | 49,685,000 | 50,541,000 | 48,865,000 | 50,277,000 |
| Risk-weighted assets | 367,701,000 | 353,954,000 | 357,217,000 | 339,886,000 |