Call reports 2017
URBAN PARTNERSHIP BANK — 2017
What URBAN PARTNERSHIP BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 526,232,000 | 503,178,000 | 484,348,000 | 472,317,000 |
| Total loans | 371,222,000 | 359,926,000 | 357,321,000 | 358,121,000 |
| Allowance for loan losses | 19,299,000 | 22,212,000 | 21,016,000 | 11,568,000 |
| Securities available for sale | 118,738,000 | 116,485,000 | 88,524,000 | 79,664,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 486,431,000 | 462,383,000 | 441,141,000 | 424,625,000 |
| Interest-bearing deposits | 380,448,000 | 359,235,000 | 337,284,000 | 319,004,000 |
| Noninterest-bearing deposits | 105,983,000 | 103,148,000 | 103,857,000 | 105,621,000 |
| Equity capital | 35,627,000 | 36,906,000 | 38,987,000 | 42,851,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 7,342,000 | 14,544,000 | 20,984,000 | 27,281,000 |
| Interest expense | 610,000 | 1,165,000 | 1,681,000 | 2,148,000 |
| Net interest income | 6,732,000 | 13,379,000 | 19,303,000 | 25,133,000 |
| Noninterest income | 580,000 | 984,000 | 1,759,000 | -884,000 |
| Noninterest expense | 6,666,000 | 13,079,000 | 20,538,000 | 27,720,000 |
| Provision for loan losses | 411,000 | 356,000 | -2,644,000 | -10,644,000 |
| Pretax income | 235,000 | 928,000 | 3,173,000 | 7,144,000 |
| Income tax | 0 | 0 | 3,000 | -228,000 |
| Net income | 235,000 | 928,000 | 3,170,000 | 7,372,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,398,000 | 37,099,000 | 39,487,000 | 44,145,000 |
| Total capital | 41,421,000 | 42,010,000 | 44,327,000 | 48,966,000 |
| Risk-weighted assets | 387,594,000 | 375,564,000 | 371,008,000 | 378,945,000 |