Call reports 2016
URBAN PARTNERSHIP BANK — 2016
What URBAN PARTNERSHIP BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 653,250,000 | 601,955,000 | 573,953,000 | 552,796,000 |
| Total loans | 421,413,000 | 412,626,000 | 410,348,000 | 388,568,000 |
| Allowance for loan losses | 18,219,000 | 17,456,000 | 17,574,000 | 18,078,000 |
| Securities available for sale | 16,867,000 | 16,222,000 | 91,525,000 | 85,877,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 598,248,000 | 557,010,000 | 532,504,000 | 512,686,000 |
| Interest-bearing deposits | 520,513,000 | 478,760,000 | 418,187,000 | 403,337,000 |
| Noninterest-bearing deposits | 77,735,000 | 78,250,000 | 114,317,000 | 109,349,000 |
| Equity capital | 36,670,000 | 34,481,000 | 32,529,000 | 35,185,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 7,684,000 | 15,152,000 | 22,141,000 | 29,002,000 |
| Interest expense | 677,000 | 1,453,000 | 2,169,000 | 2,813,000 |
| Net interest income | 7,007,000 | 13,699,000 | 19,972,000 | 26,189,000 |
| Noninterest income | 637,000 | 1,030,000 | 1,546,000 | 4,078,000 |
| Noninterest expense | 15,194,000 | 24,038,000 | 32,068,000 | 39,962,000 |
| Provision for loan losses | 800,000 | 1,286,000 | 2,018,000 | 1,458,000 |
| Pretax income | -8,260,000 | -10,505,000 | -12,478,000 | -11,063,000 |
| Income tax | 0 | 0 | 0 | 400,000 |
| Net income | -8,260,000 | -10,505,000 | -12,478,000 | -11,463,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,441,000 | 34,202,000 | 32,239,000 | 36,159,000 |
| Total capital | 42,263,000 | 39,674,000 | 37,725,000 | 41,323,000 |
| Risk-weighted assets | 453,344,000 | 425,791,000 | 426,762,000 | 400,201,000 |