Call reports 2015
URBAN PARTNERSHIP BANK — 2015
What URBAN PARTNERSHIP BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 738,906,000 | 713,869,000 | 671,901,000 | 635,792,000 |
| Total loans | 522,708,000 | 519,595,000 | 502,548,000 | 491,324,000 |
| Allowance for loan losses | 27,725,000 | 27,509,000 | 16,216,000 | 17,592,000 |
| Securities available for sale | 38,481,000 | 26,872,000 | 26,285,000 | 25,026,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 666,044,000 | 647,942,000 | 611,176,000 | 580,496,000 |
| Interest-bearing deposits | 589,762,000 | 553,644,000 | 522,574,000 | 499,369,000 |
| Noninterest-bearing deposits | 76,282,000 | 94,298,000 | 88,602,000 | 81,127,000 |
| Equity capital | 62,468,000 | 54,972,000 | 49,756,000 | 44,787,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 9,106,000 | 18,060,000 | 26,379,000 | 35,566,000 |
| Interest expense | 747,000 | 1,444,000 | 2,086,000 | 2,750,000 |
| Net interest income | 8,359,000 | 16,616,000 | 24,293,000 | 32,816,000 |
| Noninterest income | 222,000 | 3,950,000 | 3,277,000 | 4,535,000 |
| Noninterest expense | 16,361,000 | 34,992,000 | 50,220,000 | 63,710,000 |
| Provision for loan losses | -3,087,000 | -2,704,000 | -5,172,000 | -4,123,000 |
| Pretax income | -4,393,000 | -11,158,000 | -16,914,000 | -21,672,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -4,393,000 | -11,158,000 | -16,914,000 | -21,672,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,832,000 | 55,216,000 | 49,466,000 | 44,714,000 |
| Total capital | 66,213,000 | 59,814,000 | 53,247,000 | 51,095,000 |
| Risk-weighted assets | 327,129,000 | 345,000,000 | 290,012,000 | 499,300,000 |