Call reports 2010
MONARCH BANK — 2010
What MONARCH BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 704,739,000 | 790,736,000 | 878,063,000 | 826,113,000 |
| Total loans | 639,505,000 | 704,357,000 | 799,193,000 | 734,388,000 |
| Allowance for loan losses | 8,650,000 | 8,575,000 | 10,246,000 | 9,038,000 |
| Securities available for sale | 8,413,000 | 8,457,000 | 7,897,000 | 17,602,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 591,399,000 | 651,428,000 | 679,405,000 | 710,134,000 |
| Interest-bearing deposits | 485,533,000 | 538,985,000 | 579,201,000 | 608,007,000 |
| Noninterest-bearing deposits | 105,865,000 | 112,443,000 | 100,204,000 | 102,127,000 |
| Equity capital | 66,541,000 | 71,841,000 | 76,816,000 | 77,830,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 8,552,000 | 18,065,000 | 28,490,000 | 39,273,000 |
| Interest expense | 2,044,000 | 4,191,000 | 6,209,000 | 8,305,000 |
| Net interest income | 6,508,000 | 13,874,000 | 22,281,000 | 30,968,000 |
| Noninterest income | 8,296,000 | 20,053,000 | 37,018,000 | 53,504,000 |
| Noninterest expense | 11,652,000 | 26,807,000 | 46,107,000 | 65,583,000 |
| Provision for loan losses | 1,328,000 | 2,833,000 | 5,834,000 | 8,639,000 |
| Pretax income | 1,824,000 | 4,287,000 | 7,358,000 | 10,250,000 |
| Income tax | 570,000 | 1,319,000 | 2,660,000 | 3,545,000 |
| Net income | 1,241,000 | 2,919,000 | 4,554,000 | 6,442,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,057,000 | 70,349,000 | 75,379,000 | 76,503,000 |
| Total capital | 72,597,000 | 78,417,000 | 84,200,000 | 85,075,000 |
| Risk-weighted assets | 602,139,000 | 644,961,000 | 704,234,000 | 685,255,000 |
Machine access — free, no API key
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