Call reports 2007
MONARCH BANK — 2007
What MONARCH BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 409,331,000 | 427,556,000 | 462,022,000 | 502,565,000 |
| Total loans | 339,792,000 | 365,050,000 | 401,964,000 | 438,004,000 |
| Allowance for loan losses | 3,378,000 | 3,494,000 | 3,732,000 | 3,976,000 |
| Securities available for sale | 8,923,000 | 8,836,000 | 8,395,000 | 8,874,000 |
| Securities held to maturity | 23,578,000 | 18,582,000 | 12,087,000 | 22,085,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 318,332,000 | 342,960,000 | 365,088,000 | 389,729,000 |
| Interest-bearing deposits | 259,264,000 | 273,635,000 | 295,561,000 | 323,626,000 |
| Noninterest-bearing deposits | 59,068,000 | 69,325,000 | 69,527,000 | 66,103,000 |
| Equity capital | 45,438,000 | 46,269,000 | 45,263,000 | 46,548,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 6,998,000 | 14,483,000 | 22,638,000 | 30,974,000 |
| Interest expense | 3,035,000 | 6,269,000 | 10,019,000 | 13,601,000 |
| Net interest income | 3,963,000 | 8,214,000 | 12,619,000 | 17,373,000 |
| Noninterest income | 1,028,000 | 2,248,000 | 4,313,000 | 7,976,000 |
| Noninterest expense | 3,415,000 | 7,320,000 | 12,792,000 | 18,983,000 |
| Provision for loan losses | 143,000 | 259,000 | 644,000 | 976,000 |
| Pretax income | 1,433,000 | 2,883,000 | 3,496,000 | 5,390,000 |
| Income tax | 333,000 | 819,000 | 943,000 | 1,533,000 |
| Net income | 1,100,000 | 2,064,000 | 2,553,000 | 3,857,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,550,000 | 46,388,000 | 43,316,000 | 44,614,000 |
| Total capital | 48,928,000 | 49,882,000 | 47,048,000 | 48,590,000 |
| Risk-weighted assets | 385,383,000 | 411,910,000 | 452,851,000 | 483,681,000 |
Machine access — free, no API key
Every figure shown here about MONARCH BANK — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.