Call reports 2006
MONARCH BANK — 2006
What MONARCH BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 348,850,000 | 378,482,000 | 389,995,000 | 407,759,000 |
| Total loans | 277,370,000 | 297,860,000 | 315,812,000 | 321,898,000 |
| Allowance for loan losses | 2,783,000 | 2,949,000 | 3,157,000 | 3,235,000 |
| Securities available for sale | 13,849,000 | 13,378,000 | 13,655,000 | 11,455,000 |
| Securities held to maturity | 28,057,000 | 23,058,000 | 33,568,000 | 38,574,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 290,567,000 | 317,382,000 | 306,129,000 | 314,375,000 |
| Interest-bearing deposits | 230,832,000 | 252,854,000 | 250,070,000 | 251,428,000 |
| Noninterest-bearing deposits | 59,735,000 | 64,528,000 | 56,059,000 | 62,947,000 |
| Equity capital | 30,574,000 | 31,431,000 | 42,840,000 | 44,015,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,379,000 | 11,431,000 | 18,250,000 | 25,259,000 |
| Interest expense | 2,168,000 | 4,687,000 | 7,591,000 | 10,509,000 |
| Net interest income | 3,211,000 | 6,744,000 | 10,659,000 | 14,750,000 |
| Noninterest income | 860,000 | 1,659,000 | 2,482,000 | 3,465,000 |
| Noninterest expense | 2,778,000 | 5,663,000 | 8,598,000 | 11,863,000 |
| Provision for loan losses | 96,000 | 275,000 | 482,000 | 559,000 |
| Pretax income | 1,197,000 | 2,465,000 | 4,061,000 | 5,764,000 |
| Income tax | 390,000 | 808,000 | 1,273,000 | 1,786,000 |
| Net income | 807,000 | 1,657,000 | 2,788,000 | 3,978,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,820,000 | 31,687,000 | 42,981,000 | 44,124,000 |
| Total capital | 33,603,000 | 34,636,000 | 46,138,000 | 47,359,000 |
| Risk-weighted assets | 315,990,000 | 335,900,000 | 355,479,000 | 362,345,000 |
Machine access — free, no API key
Every figure shown here about MONARCH BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.