Call reports 2025
CHAMPION BANK — 2025
What CHAMPION BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 48,615,000 | 48,606,000 | 46,761,000 | 46,329,000 |
| Total loans | 14,465,000 | 15,320,000 | 14,486,000 | 15,236,000 |
| Allowance for loan losses | 385,000 | 389,000 | 388,000 | 388,000 |
| Securities available for sale | 13,263,000 | 13,074,000 | 11,090,000 | 10,902,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,817,000 | 31,803,000 | 29,835,000 | 29,400,000 |
| Interest-bearing deposits | 21,440,000 | 20,946,000 | 21,005,000 | 21,584,000 |
| Noninterest-bearing deposits | 10,377,000 | 10,857,000 | 8,830,000 | 7,816,000 |
| Equity capital | 16,565,000 | 16,580,000 | 16,649,000 | 16,600,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 534,000 | 1,103,000 | 1,691,000 | 2,241,000 |
| Interest expense | 140,000 | 299,000 | 457,000 | 617,000 |
| Net interest income | 394,000 | 804,000 | 1,234,000 | 1,624,000 |
| Noninterest income | 219,000 | 510,000 | 728,000 | 957,000 |
| Noninterest expense | 657,000 | 1,344,000 | 2,076,000 | 2,790,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -44,000 | -30,000 | -114,000 | -209,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -44,000 | -30,000 | -114,000 | -209,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,130,000 | 17,145,000 | 17,060,000 | 16,966,000 |
| Total capital | 17,365,000 | 17,387,000 | 17,295,000 | 17,205,000 |
| Risk-weighted assets | 18,668,000 | 19,230,000 | 18,625,000 | 19,003,000 |