Call reports 2023
CHAMPION BANK — 2023
What CHAMPION BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 54,134,000 | 51,551,000 | 49,303,000 | 48,358,000 |
| Total loans | 13,587,000 | 13,800,000 | 11,560,000 | 12,719,000 |
| Allowance for loan losses | 389,000 | 388,000 | 388,000 | 388,000 |
| Securities available for sale | 13,213,000 | 12,623,000 | 12,059,000 | 12,274,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,518,000 | 35,252,000 | 33,139,000 | 31,764,000 |
| Interest-bearing deposits | 22,008,000 | 21,434,000 | 20,586,000 | 19,563,000 |
| Noninterest-bearing deposits | 15,510,000 | 13,818,000 | 12,553,000 | 12,201,000 |
| Equity capital | 16,287,000 | 16,154,000 | 16,004,000 | 16,381,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 580,000 | 1,105,000 | 1,664,000 | 2,231,000 |
| Interest expense | 54,000 | 118,000 | 196,000 | 283,000 |
| Net interest income | 526,000 | 987,000 | 1,468,000 | 1,948,000 |
| Noninterest income | 286,000 | 618,000 | 885,000 | 1,130,000 |
| Noninterest expense | 637,000 | 1,301,000 | 1,971,000 | 2,636,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 175,000 | 304,000 | 382,000 | 442,000 |
| Income tax | 42,000 | 73,000 | 92,000 | 106,000 |
| Net income | 133,000 | 231,000 | 290,000 | 336,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,912,000 | 17,009,000 | 17,068,000 | 17,114,000 |
| Total capital | 17,143,000 | 17,247,000 | 17,276,000 | 17,333,000 |
| Risk-weighted assets | 18,329,000 | 18,858,000 | 16,491,000 | 17,358,000 |