Call reports 2021
CHAMPION BANK — 2021
What CHAMPION BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 86,901,000 | 86,164,000 | 92,073,000 | 84,856,000 |
| Total loans | 23,115,000 | 22,478,000 | 20,576,000 | 16,734,000 |
| Allowance for loan losses | 405,000 | 405,000 | 405,000 | 395,000 |
| Securities available for sale | 0 | 3,933,000 | 4,811,000 | 4,441,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,925,000 | 69,186,000 | 73,313,000 | 68,209,000 |
| Interest-bearing deposits | 45,525,000 | 44,863,000 | 46,378,000 | 45,208,000 |
| Noninterest-bearing deposits | 24,400,000 | 24,323,000 | 26,935,000 | 23,001,000 |
| Equity capital | 16,344,000 | 16,304,000 | 16,443,000 | 16,304,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 542,000 | 895,000 | 1,247,000 | 1,533,000 |
| Interest expense | 133,000 | 255,000 | 362,000 | 459,000 |
| Net interest income | 409,000 | 640,000 | 885,000 | 1,074,000 |
| Noninterest income | 886,000 | 1,686,000 | 2,685,000 | 3,395,000 |
| Noninterest expense | 963,000 | 2,002,000 | 3,056,000 | 3,978,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 332,000 | 324,000 | 514,000 | 491,000 |
| Income tax | 87,000 | 92,000 | 156,000 | 234,000 |
| Net income | 245,000 | 232,000 | 358,000 | 257,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,950,000 | 15,928,000 | 16,457,000 | 16,356,000 |
| Total capital | 16,212,000 | 16,186,000 | 16,711,000 | 16,573,000 |
| Risk-weighted assets | 20,875,000 | 20,508,000 | 20,176,000 | 17,146,000 |