Call reports 2020
CHAMPION BANK — 2020
What CHAMPION BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 64,021,000 | 70,815,000 | 94,045,000 | 85,677,000 |
| Total loans | 20,711,000 | 25,747,000 | 25,934,000 | 22,507,000 |
| Allowance for loan losses | 435,000 | 435,000 | 435,000 | 405,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,383,000 | 54,703,000 | 77,552,000 | 68,951,000 |
| Interest-bearing deposits | 28,149,000 | 27,320,000 | 47,462,000 | 46,861,000 |
| Noninterest-bearing deposits | 20,234,000 | 27,383,000 | 30,090,000 | 22,090,000 |
| Equity capital | 15,321,000 | 15,697,000 | 15,935,000 | 16,099,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 462,000 | 1,036,000 | 1,422,000 | 1,771,000 |
| Interest expense | 145,000 | 277,000 | 411,000 | 557,000 |
| Net interest income | 317,000 | 759,000 | 1,011,000 | 1,214,000 |
| Noninterest income | 919,000 | 1,882,000 | 2,890,000 | 3,857,000 |
| Noninterest expense | 851,000 | 1,740,000 | 2,673,000 | 3,651,000 |
| Provision for loan losses | 0 | 0 | 0 | -30,000 |
| Pretax income | 385,000 | 901,000 | 1,228,000 | 1,450,000 |
| Income tax | 104,000 | 244,000 | 333,000 | 391,000 |
| Net income | 281,000 | 657,000 | 895,000 | 1,059,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,003,000 | 15,303,000 | 15,541,000 | 15,705,000 |
| Total capital | 15,280,000 | 15,597,000 | 15,830,000 | 15,973,000 |
| Risk-weighted assets | 21,991,000 | 23,380,000 | 23,040,000 | 21,338,000 |