Call reports 2019
CHAMPION BANK — 2019
What CHAMPION BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 68,019,000 | 70,499,000 | 73,183,000 | 66,436,000 |
| Total loans | 25,455,000 | 24,030,000 | 21,894,000 | 21,212,000 |
| Allowance for loan losses | 503,000 | 503,000 | 503,000 | 435,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,790,000 | 56,047,000 | 58,301,000 | 51,172,000 |
| Interest-bearing deposits | 33,719,000 | 34,018,000 | 33,158,000 | 30,204,000 |
| Noninterest-bearing deposits | 20,071,000 | 22,029,000 | 25,143,000 | 20,968,000 |
| Equity capital | 13,956,000 | 14,310,000 | 14,706,000 | 15,040,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 584,000 | 1,209,000 | 1,823,000 | 2,370,000 |
| Interest expense | 111,000 | 270,000 | 435,000 | 591,000 |
| Net interest income | 473,000 | 939,000 | 1,388,000 | 1,779,000 |
| Noninterest income | 793,000 | 1,777,000 | 2,751,000 | 3,598,000 |
| Noninterest expense | 883,000 | 1,861,000 | 2,753,000 | 3,658,000 |
| Provision for loan losses | -110,000 | -110,000 | -110,000 | -178,000 |
| Pretax income | 493,000 | 965,000 | 1,496,000 | 1,897,000 |
| Income tax | 153,000 | 272,000 | 407,000 | 473,000 |
| Net income | 340,000 | 693,000 | 1,089,000 | 1,424,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,214,000 | 13,687,000 | 14,218,000 | 14,618,000 |
| Total capital | 13,550,000 | 14,011,000 | 14,516,000 | 14,904,000 |
| Risk-weighted assets | 26,723,000 | 25,768,000 | 23,645,000 | 22,678,000 |