Call reports 2018
CHAMPION BANK — 2018
What CHAMPION BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 57,202,000 | 54,314,000 | 56,849,000 | 60,474,000 |
| Total loans | 33,213,000 | 28,961,000 | 26,856,000 | 26,271,000 |
| Allowance for loan losses | 750,000 | 987,000 | 537,000 | 613,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,534,000 | 43,079,000 | 44,292,000 | 46,600,000 |
| Interest-bearing deposits | 24,787,000 | 24,264,000 | 24,094,000 | 24,909,000 |
| Noninterest-bearing deposits | 21,747,000 | 18,814,000 | 20,198,000 | 21,691,000 |
| Equity capital | 10,438,000 | 11,062,000 | 12,314,000 | 13,616,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 510,000 | 1,182,000 | 1,775,000 | 2,361,000 |
| Interest expense | 62,000 | 131,000 | 214,000 | 304,000 |
| Net interest income | 448,000 | 1,051,000 | 1,561,000 | 2,057,000 |
| Noninterest income | 590,000 | 1,509,000 | 2,641,000 | 3,573,000 |
| Noninterest expense | 795,000 | 1,692,000 | 2,532,000 | 3,393,000 |
| Provision for loan losses | 0 | 0 | -450,000 | -450,000 |
| Pretax income | 243,000 | 868,000 | 2,120,000 | 2,687,000 |
| Income tax | 0 | 0 | 0 | -735,000 |
| Net income | 243,000 | 868,000 | 2,120,000 | 3,422,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,438,000 | 11,062,000 | 12,314,000 | 12,721,000 |
| Total capital | 10,868,000 | 11,446,000 | 12,669,000 | 13,069,000 |
| Risk-weighted assets | 34,090,000 | 30,130,000 | 28,230,000 | 27,576,000 |