Call reports 2016
CHAMPION BANK — 2016
What CHAMPION BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 48,604,000 | 46,533,000 | 50,407,000 | 49,603,000 |
| Total loans | 36,906,000 | 37,279,000 | 38,037,000 | 35,364,000 |
| Allowance for loan losses | 2,035,000 | 1,241,000 | 1,247,000 | 1,250,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,686,000 | 38,788,000 | 42,510,000 | 41,623,000 |
| Interest-bearing deposits | 34,613,000 | 30,681,000 | 30,577,000 | 30,291,000 |
| Noninterest-bearing deposits | 7,073,000 | 8,107,000 | 11,933,000 | 11,332,000 |
| Equity capital | 6,607,000 | 7,458,000 | 7,598,000 | 7,680,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 491,000 | 990,000 | 1,500,000 | 2,027,000 |
| Interest expense | 93,000 | 171,000 | 249,000 | 326,000 |
| Net interest income | 398,000 | 819,000 | 1,251,000 | 1,701,000 |
| Noninterest income | 446,000 | 918,000 | 1,421,000 | 1,888,000 |
| Noninterest expense | 852,000 | 1,694,000 | 2,489,000 | 3,324,000 |
| Provision for loan losses | 0 | -800,000 | -800,000 | -800,000 |
| Pretax income | -8,000 | 843,000 | 983,000 | 1,065,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -8,000 | 843,000 | 983,000 | 1,065,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,607,000 | 7,458,000 | 7,598,000 | 7,680,000 |
| Total capital | 7,107,000 | 7,963,000 | 8,109,000 | 8,163,000 |
| Risk-weighted assets | 38,488,000 | 39,680,000 | 40,124,000 | 37,867,000 |