Call reports 2015
CHAMPION BANK — 2015
What CHAMPION BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 56,450,000 | 53,107,000 | 53,726,000 | 51,343,000 |
| Total loans | 37,409,000 | 39,012,000 | 38,225,000 | 37,058,000 |
| Allowance for loan losses | 2,030,000 | 2,030,000 | 2,031,000 | 2,028,000 |
| Securities available for sale | 1,001,000 | 1,000,000 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,284,000 | 46,069,000 | 46,739,000 | 44,285,000 |
| Interest-bearing deposits | 41,699,000 | 39,587,000 | 38,588,000 | 37,336,000 |
| Noninterest-bearing deposits | 7,585,000 | 6,482,000 | 8,151,000 | 6,948,000 |
| Equity capital | 6,083,000 | 6,397,000 | 6,545,000 | 6,615,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 543,000 | 1,070,000 | 1,624,000 | 2,143,000 |
| Interest expense | 109,000 | 209,000 | 307,000 | 404,000 |
| Net interest income | 434,000 | 861,000 | 1,317,000 | 1,739,000 |
| Noninterest income | 442,000 | 964,000 | 1,573,000 | 1,981,000 |
| Noninterest expense | 914,000 | 1,548,000 | 2,465,000 | 3,225,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -38,000 | 277,000 | 425,000 | 495,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -38,000 | 277,000 | 425,000 | 495,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,082,000 | 6,397,000 | 6,545,000 | 6,615,000 |
| Total capital | 6,636,000 | 6,942,000 | 7,069,000 | 7,125,000 |
| Risk-weighted assets | 42,887,000 | 42,103,000 | 40,394,000 | 39,280,000 |