Call reports 2014
CHAMPION BANK — 2014
What CHAMPION BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 62,613,000 | 60,742,000 | 61,646,000 | 57,626,000 |
| Total loans | 48,406,000 | 45,964,000 | 45,506,000 | 40,437,000 |
| Allowance for loan losses | 1,990,000 | 1,993,000 | 1,996,000 | 2,027,000 |
| Securities available for sale | 986,000 | 994,000 | 995,000 | 995,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,616,000 | 54,006,000 | 54,714,000 | 50,558,000 |
| Interest-bearing deposits | 52,788,000 | 50,052,000 | 47,245,000 | 44,560,000 |
| Noninterest-bearing deposits | 2,827,000 | 3,953,000 | 7,469,000 | 5,998,000 |
| Equity capital | 6,076,000 | 6,059,000 | 6,101,000 | 6,115,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 659,000 | 1,276,000 | 1,932,000 | 2,564,000 |
| Interest expense | 141,000 | 281,000 | 409,000 | 528,000 |
| Net interest income | 518,000 | 995,000 | 1,523,000 | 2,036,000 |
| Noninterest income | 188,000 | 565,000 | 974,000 | 1,418,000 |
| Noninterest expense | 784,000 | 1,663,000 | 2,559,000 | 3,501,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -78,000 | -103,000 | -62,000 | -47,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -78,000 | -103,000 | -62,000 | -47,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,090,000 | 6,065,000 | 6,106,000 | 6,120,000 |
| Total capital | 6,696,000 | 6,643,000 | 6,682,000 | 6,660,000 |
| Risk-weighted assets | 47,133,000 | 44,797,000 | 44,649,000 | 41,741,000 |