Call reports 2013
CHAMPION BANK — 2013
What CHAMPION BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 65,662,000 | 60,559,000 | 64,902,000 | 62,958,000 |
| Total loans | 48,404,000 | 48,692,000 | 51,490,000 | 50,497,000 |
| Allowance for loan losses | 2,206,000 | 2,091,000 | 2,065,000 | 1,963,000 |
| Securities available for sale | 2,006,000 | 991,000 | 987,000 | 989,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,778,000 | 53,799,000 | 56,421,000 | 56,011,000 |
| Interest-bearing deposits | 56,624,000 | 51,052,000 | 53,427,000 | 53,188,000 |
| Noninterest-bearing deposits | 2,154,000 | 2,747,000 | 2,993,000 | 2,822,000 |
| Equity capital | 5,985,000 | 6,046,000 | 6,064,000 | 6,157,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 588,000 | 1,191,000 | 1,860,000 | 2,530,000 |
| Interest expense | 165,000 | 316,000 | 462,000 | 613,000 |
| Net interest income | 423,000 | 875,000 | 1,398,000 | 1,917,000 |
| Noninterest income | 359,000 | 945,000 | 1,224,000 | 1,434,000 |
| Noninterest expense | 899,000 | 1,861,000 | 2,640,000 | 3,479,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -117,000 | -41,000 | -18,000 | -128,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -117,000 | -41,000 | -18,000 | -128,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,979,000 | 6,055,000 | 6,077,000 | 6,168,000 |
| Total capital | 6,599,000 | 6,678,000 | 6,747,000 | 6,809,000 |
| Risk-weighted assets | 48,132,000 | 48,469,000 | 52,234,000 | 49,960,000 |