Call reports 2012
CHAMPION BANK — 2012
What CHAMPION BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 63,799,000 | 64,102,000 | 63,490,000 | 61,559,000 |
| Total loans | 43,941,000 | 46,647,000 | 45,665,000 | 47,054,000 |
| Allowance for loan losses | 2,294,000 | 2,290,000 | 2,421,000 | 2,206,000 |
| Securities available for sale | 3,165,000 | 1,000,000 | 2,001,000 | 2,004,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,663,000 | 57,558,000 | 56,950,000 | 54,893,000 |
| Interest-bearing deposits | 54,275,000 | 55,067,000 | 54,130,000 | 52,585,000 |
| Noninterest-bearing deposits | 2,388,000 | 2,490,000 | 2,820,000 | 2,308,000 |
| Equity capital | 6,587,000 | 6,205,000 | 6,145,000 | 6,100,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 543,000 | 1,173,000 | 1,772,000 | 2,430,000 |
| Interest expense | 191,000 | 368,000 | 540,000 | 714,000 |
| Net interest income | 352,000 | 805,000 | 1,232,000 | 1,716,000 |
| Noninterest income | 532,000 | 1,015,000 | 1,661,000 | 1,889,000 |
| Noninterest expense | 1,067,000 | 2,311,000 | 3,436,000 | 4,431,000 |
| Provision for loan losses | 50,000 | 120,000 | 130,000 | -105,000 |
| Pretax income | -233,000 | -531,000 | -593,000 | -641,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -233,000 | -531,000 | -593,000 | -641,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,504,000 | 6,205,000 | 6,144,000 | 6,096,000 |
| Total capital | 7,132,000 | 6,852,000 | 6,780,000 | 6,730,000 |
| Risk-weighted assets | 48,604,000 | 50,023,000 | 49,098,000 | 49,484,000 |