Call reports 2011
CHAMPION BANK — 2011
What CHAMPION BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 78,866,000 | 71,508,000 | 67,041,000 | 64,839,000 |
| Total loans | 50,508,000 | 48,867,000 | 45,561,000 | 43,339,000 |
| Allowance for loan losses | 2,938,000 | 3,163,000 | 2,671,000 | 2,615,000 |
| Securities available for sale | 3,718,000 | 3,735,000 | 3,216,000 | 3,189,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,067,000 | 59,599,000 | 55,237,000 | 55,175,000 |
| Interest-bearing deposits | 64,130,000 | 57,055,000 | 53,296,000 | 52,989,000 |
| Noninterest-bearing deposits | 1,937,000 | 2,544,000 | 1,941,000 | 2,186,000 |
| Equity capital | 7,482,000 | 6,643,000 | 6,532,000 | 6,280,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 744,000 | 1,504,000 | 2,188,000 | 2,809,000 |
| Interest expense | 355,000 | 687,000 | 963,000 | 1,221,000 |
| Net interest income | 389,000 | 817,000 | 1,225,000 | 1,588,000 |
| Noninterest income | 168,000 | 420,000 | 718,000 | 745,000 |
| Noninterest expense | 771,000 | 1,849,000 | 2,721,000 | 3,749,000 |
| Provision for loan losses | 0 | 500,000 | 941,000 | 941,000 |
| Pretax income | -214,000 | -1,112,000 | -1,719,000 | -2,357,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -214,000 | -1,112,000 | -1,719,000 | -2,357,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,430,000 | 6,531,000 | 6,425,000 | 6,186,000 |
| Total capital | 8,162,000 | 7,218,000 | 7,072,000 | 6,819,000 |
| Risk-weighted assets | 55,573,000 | 52,617,000 | 49,795,000 | 48,721,000 |