Call reports 2010
CHAMPION BANK — 2010
What CHAMPION BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 96,789,000 | 94,260,000 | 88,048,000 | 76,883,000 |
| Total loans | 70,150,000 | 65,040,000 | 60,554,000 | 54,297,000 |
| Allowance for loan losses | 2,034,000 | 3,246,000 | 3,670,000 | 3,033,000 |
| Securities available for sale | 3,401,000 | 3,451,000 | 3,484,000 | 3,438,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,238,000 | 74,738,000 | 69,283,000 | 63,709,000 |
| Interest-bearing deposits | 70,687,000 | 73,302,000 | 67,913,000 | 62,250,000 |
| Noninterest-bearing deposits | 1,551,000 | 1,436,000 | 1,370,000 | 1,459,000 |
| Equity capital | 9,225,000 | 9,345,000 | 8,477,000 | 7,698,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,106,000 | 2,028,000 | 2,922,000 | 3,587,000 |
| Interest expense | 552,000 | 1,072,000 | 1,553,000 | 2,002,000 |
| Net interest income | 554,000 | 956,000 | 1,369,000 | 1,585,000 |
| Noninterest income | 301,000 | 763,000 | 1,274,000 | 1,719,000 |
| Noninterest expense | 774,000 | 1,841,000 | 2,979,000 | 4,081,000 |
| Provision for loan losses | 0 | 1,807,000 | 2,491,000 | 2,723,000 |
| Pretax income | 81,000 | -1,929,000 | -2,827,000 | -3,500,000 |
| Income tax | 0 | 0 | 0 | 84,000 |
| Net income | 81,000 | -1,929,000 | -2,827,000 | -3,584,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,218,000 | 9,298,000 | 8,362,000 | 7,643,000 |
| Total capital | 10,113,000 | 10,156,000 | 9,244,000 | 8,449,000 |
| Risk-weighted assets | 70,488,000 | 66,227,000 | 67,776,000 | 62,168,000 |