Call reports 2009
CHAMPION BANK — 2009
What CHAMPION BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 96,813,000 | 93,412,000 | 88,164,000 | 91,678,000 |
| Total loans | 85,903,000 | 83,379,000 | 76,704,000 | 72,072,000 |
| Allowance for loan losses | 1,251,000 | 2,181,000 | 2,033,000 | 2,046,000 |
| Securities available for sale | 3,033,000 | 1,422,000 | 1,418,000 | 4,583,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,455,000 | 59,453,000 | 50,666,000 | 64,287,000 |
| Interest-bearing deposits | 60,585,000 | 57,707,000 | 49,043,000 | 62,580,000 |
| Noninterest-bearing deposits | 1,869,000 | 1,746,000 | 1,623,000 | 1,706,000 |
| Equity capital | 8,991,000 | 8,775,000 | 9,247,000 | 9,126,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,375,000 | 2,670,000 | 3,900,000 | 5,080,000 |
| Interest expense | 762,000 | 1,431,000 | 2,031,000 | 2,573,000 |
| Net interest income | 613,000 | 1,239,000 | 1,869,000 | 2,507,000 |
| Noninterest income | 104,000 | 341,000 | 583,000 | 920,000 |
| Noninterest expense | 617,000 | 1,324,000 | 2,049,000 | 2,947,000 |
| Provision for loan losses | 140,000 | 1,095,000 | 1,108,000 | 1,281,000 |
| Pretax income | -40,000 | -839,000 | -705,000 | -801,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -40,000 | -839,000 | -705,000 | -801,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,969,000 | 8,760,000 | 9,234,000 | 9,138,000 |
| Total capital | 10,046,000 | 9,794,000 | 10,173,000 | 10,038,000 |
| Risk-weighted assets | 86,023,000 | 81,581,000 | 74,085,000 | 70,875,000 |