Call reports 2015
PACIFIC MERCANTILE BANK — 2015
What PACIFIC MERCANTILE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,055,104,000 | 1,041,525,000 | 1,071,506,000 | 1,051,542,000 |
| Total loans | 838,276,000 | 831,500,000 | 820,019,000 | 853,584,000 |
| Allowance for loan losses | 12,639,000 | 12,343,000 | 12,279,000 | 12,716,000 |
| Securities available for sale | 58,968,000 | 56,396,000 | 54,505,000 | 52,249,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 901,612,000 | 886,764,000 | 934,905,000 | 902,154,000 |
| Interest-bearing deposits | 648,402,000 | 635,941,000 | 665,155,000 | 644,515,000 |
| Noninterest-bearing deposits | 253,210,000 | 250,823,000 | 269,750,000 | 257,639,000 |
| Equity capital | 117,968,000 | 118,688,000 | 120,158,000 | 132,675,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 9,440,000 | 19,203,000 | 28,840,000 | 38,696,000 |
| Interest expense | 1,194,000 | 2,393,000 | 3,584,000 | 4,757,000 |
| Net interest income | 8,246,000 | 16,810,000 | 25,256,000 | 33,939,000 |
| Noninterest income | 590,000 | 1,464,000 | 1,965,000 | 2,590,000 |
| Noninterest expense | 8,504,000 | 17,261,000 | 25,410,000 | 33,654,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 332,000 | 1,013,000 | 1,811,000 | 2,875,000 |
| Income tax | 0 | 0 | 0 | -11,551,000 |
| Net income | 332,000 | 1,013,000 | 1,811,000 | 14,426,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 115,655,000 | 116,702,000 | 117,943,000 | 125,018,000 |
| Total capital | 126,456,000 | 127,576,000 | 128,942,000 | 136,457,000 |
| Risk-weighted assets | 859,666,000 | 866,325,000 | 875,303,000 | 908,405,000 |