Call reports 2007
PACIFIC MERCANTILE BANK — 2007
What PACIFIC MERCANTILE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 1,097,711,000 | 1,113,422,000 | 1,122,545,000 | 1,072,786,000 |
| Total loans | 730,143,000 | 742,671,000 | 740,876,000 | 775,333,000 |
| Allowance for loan losses | 5,784,000 | 5,991,000 | 5,518,000 | 6,088,000 |
| Securities available for sale | 230,931,000 | 225,812,000 | 249,716,000 | 218,773,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 771,808,000 | 800,038,000 | 800,162,000 | 770,677,000 |
| Interest-bearing deposits | 580,394,000 | 615,840,000 | 594,064,000 | 581,970,000 |
| Noninterest-bearing deposits | 191,414,000 | 184,197,000 | 206,098,000 | 188,707,000 |
| Equity capital | 80,037,000 | 80,970,000 | 84,385,000 | 86,621,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 17,028,000 | 34,824,000 | 52,834,000 | 69,720,000 |
| Interest expense | 9,133,000 | 18,977,000 | 28,806,000 | 37,942,000 |
| Net interest income | 7,895,000 | 15,847,000 | 24,028,000 | 31,778,000 |
| Noninterest income | 320,000 | 591,000 | 910,000 | 1,266,000 |
| Noninterest expense | 5,057,000 | 10,177,000 | 15,444,000 | 20,692,000 |
| Provision for loan losses | 300,000 | 625,000 | 925,000 | 2,025,000 |
| Pretax income | 2,858,000 | 5,636,000 | 8,569,000 | 10,590,000 |
| Income tax | 1,145,000 | 2,210,000 | 3,325,000 | 4,120,000 |
| Net income | 1,713,000 | 3,426,000 | 5,244,000 | 6,470,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,778,000 | 84,637,000 | 86,605,000 | 87,984,000 |
| Total capital | 88,932,000 | 90,968,000 | 92,418,000 | 94,367,000 |
| Risk-weighted assets | 805,836,000 | 814,623,000 | 815,402,000 | 830,512,000 |
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