Call reports 2025
TEXAS COMMUNITY BANK — 2025
What TEXAS COMMUNITY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 2,040,181,000 | 2,104,571,000 | 2,156,443,000 | 2,204,513,000 |
| Total loans | 1,132,810,000 | 1,114,554,000 | 1,148,103,000 | 1,125,736,000 |
| Allowance for loan losses | 21,483,000 | 21,952,000 | 21,418,000 | 22,128,000 |
| Securities available for sale | 601,077,000 | 595,866,000 | 571,097,000 | 622,982,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,736,772,000 | 1,800,766,000 | 1,847,426,000 | 1,924,240,000 |
| Interest-bearing deposits | 1,072,588,000 | 1,119,855,000 | 1,193,738,000 | 1,196,922,000 |
| Noninterest-bearing deposits | 664,184,000 | 680,911,000 | 653,688,000 | 727,318,000 |
| Equity capital | 290,637,000 | 292,940,000 | 296,786,000 | 270,018,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 29,661,000 | 60,039,000 | 91,210,000 | 121,600,000 |
| Interest expense | 7,390,000 | 14,825,000 | 22,684,000 | 30,388,000 |
| Net interest income | 22,271,000 | 45,214,000 | 68,526,000 | 91,212,000 |
| Noninterest income | 2,871,000 | 5,887,000 | 8,832,000 | 14,575,000 |
| Noninterest expense | 9,530,000 | 19,524,000 | 29,799,000 | 41,313,000 |
| Provision for loan losses | 450,000 | 900,000 | 1,350,000 | 2,100,000 |
| Pretax income | 15,199,000 | 30,710,000 | 46,295,000 | 62,763,000 |
| Income tax | 3,142,000 | 6,432,000 | 9,717,000 | 13,217,000 |
| Net income | 12,057,000 | 24,278,000 | 36,578,000 | 49,546,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 288,310,000 | 290,530,000 | 292,830,000 | 265,798,000 |
| Total capital | 302,460,000 | 304,217,000 | 307,069,000 | 279,743,000 |
| Risk-weighted assets | 1,122,365,000 | 1,084,426,000 | 1,129,638,000 | 1,105,437,000 |