Call reports 2024
TEXAS COMMUNITY BANK — 2024
What TEXAS COMMUNITY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,949,331,000 | 1,973,700,000 | 1,980,764,000 | 2,088,091,000 |
| Total loans | 1,046,966,000 | 1,051,992,000 | 1,052,041,000 | 1,099,307,000 |
| Allowance for loan losses | 20,564,000 | 20,528,000 | 20,921,000 | 21,200,000 |
| Securities available for sale | 580,175,000 | 577,376,000 | 560,175,000 | 604,669,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,686,163,000 | 1,705,119,000 | 1,701,020,000 | 1,802,351,000 |
| Interest-bearing deposits | 1,006,663,000 | 1,032,397,000 | 1,052,295,000 | 1,127,891,000 |
| Noninterest-bearing deposits | 679,500,000 | 672,722,000 | 648,725,000 | 674,460,000 |
| Equity capital | 251,569,000 | 258,014,000 | 267,865,000 | 276,340,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 29,274,000 | 59,412,000 | 90,394,000 | 120,790,000 |
| Interest expense | 7,320,000 | 14,922,000 | 23,003,000 | 30,755,000 |
| Net interest income | 21,954,000 | 44,490,000 | 67,391,000 | 90,035,000 |
| Noninterest income | 2,832,000 | 5,807,000 | 8,569,000 | 11,563,000 |
| Noninterest expense | 9,090,000 | 18,674,000 | 28,550,000 | 38,473,000 |
| Provision for loan losses | 450,000 | 530,000 | 981,000 | 1,430,000 |
| Pretax income | 15,235,000 | 30,721,000 | 46,146,000 | 61,317,000 |
| Income tax | 3,562,000 | 6,822,000 | 9,947,000 | 13,339,000 |
| Net income | 11,673,000 | 23,899,000 | 36,199,000 | 47,978,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 255,448,000 | 261,173,000 | 264,474,000 | 276,252,000 |
| Total capital | 268,415,000 | 274,500,000 | 277,879,000 | 290,137,000 |
| Risk-weighted assets | 1,027,862,000 | 1,056,682,000 | 1,062,628,000 | 1,101,207,000 |