Call reports 2023
TEXAS COMMUNITY BANK — 2023
What TEXAS COMMUNITY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 2,029,149,000 | 1,955,717,000 | 1,947,877,000 | 1,930,559,000 |
| Total loans | 989,057,000 | 982,028,000 | 1,020,694,000 | 1,048,778,000 |
| Allowance for loan losses | 18,180,000 | 18,140,000 | 18,084,000 | 20,243,000 |
| Securities available for sale | 626,715,000 | 619,991,000 | 595,239,000 | 585,503,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,803,728,000 | 1,724,899,000 | 1,704,109,000 | 1,680,425,000 |
| Interest-bearing deposits | 969,949,000 | 918,430,000 | 967,826,000 | 973,646,000 |
| Noninterest-bearing deposits | 833,779,000 | 806,469,000 | 736,283,000 | 706,779,000 |
| Equity capital | 212,179,000 | 219,607,000 | 231,720,000 | 242,840,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 25,323,000 | 51,688,000 | 79,287,000 | 108,610,000 |
| Interest expense | 4,213,000 | 9,272,000 | 15,607,000 | 22,595,000 |
| Net interest income | 21,110,000 | 42,416,000 | 63,680,000 | 86,015,000 |
| Noninterest income | 2,735,000 | 9,527,000 | 12,178,000 | 14,855,000 |
| Noninterest expense | 8,686,000 | 17,497,000 | 26,358,000 | 34,782,000 |
| Provision for loan losses | -1,931,000 | -1,931,000 | -1,931,000 | 369,000 |
| Pretax income | 15,164,000 | 34,424,000 | 49,424,000 | 63,773,000 |
| Income tax | 3,184,000 | 7,209,000 | 10,374,000 | 13,449,000 |
| Net income | 11,980,000 | 27,215,000 | 39,050,000 | 50,324,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 218,693,000 | 227,927,000 | 239,762,000 | 246,774,000 |
| Total capital | 230,822,000 | 239,924,000 | 252,394,000 | 259,655,000 |
| Risk-weighted assets | 962,349,000 | 951,669,000 | 1,003,210,000 | 1,021,225,000 |