Call reports 2022
TEXAS COMMUNITY BANK — 2022
What TEXAS COMMUNITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,992,631,000 | 2,058,825,000 | 2,142,973,000 | 2,184,597,000 |
| Total loans | 1,001,392,000 | 989,674,000 | 977,327,000 | 965,439,000 |
| Allowance for loan losses | 20,040,000 | 20,033,000 | 19,953,000 | 20,103,000 |
| Securities available for sale | 266,812,000 | 389,224,000 | 514,877,000 | 548,916,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,802,771,000 | 1,868,856,000 | 1,945,916,000 | 1,981,058,000 |
| Interest-bearing deposits | 892,394,000 | 897,112,000 | 966,712,000 | 1,030,786,000 |
| Noninterest-bearing deposits | 910,377,000 | 971,744,000 | 979,204,000 | 950,272,000 |
| Equity capital | 183,574,000 | 183,416,000 | 188,503,000 | 196,682,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 10,681,000 | 23,752,000 | 41,888,000 | 65,626,000 |
| Interest expense | 272,000 | 730,000 | 1,908,000 | 4,496,000 |
| Net interest income | 10,409,000 | 23,022,000 | 39,980,000 | 61,130,000 |
| Noninterest income | 3,402,000 | 5,934,000 | 8,458,000 | 11,077,000 |
| Noninterest expense | 8,129,000 | 16,807,000 | 25,433,000 | 35,027,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 5,571,000 | 11,895,000 | 22,716,000 | 36,883,000 |
| Income tax | 1,245,000 | 2,482,000 | 4,802,000 | 7,777,000 |
| Net income | 4,326,000 | 9,413,000 | 17,914,000 | 29,106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 184,933,000 | 190,020,000 | 198,521,000 | 206,713,000 |
| Total capital | 196,706,000 | 201,730,000 | 210,135,000 | 218,560,000 |
| Risk-weighted assets | 933,606,000 | 928,497,000 | 920,803,000 | 939,542,000 |