Call reports 2021
TEXAS COMMUNITY BANK — 2021
What TEXAS COMMUNITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,691,366,000 | 1,783,752,000 | 1,839,339,000 | 1,975,345,000 |
| Total loans | 991,565,000 | 964,201,000 | 988,317,000 | 1,009,537,000 |
| Allowance for loan losses | 18,465,000 | 19,134,000 | 19,650,000 | 20,031,000 |
| Securities available for sale | 162,072,000 | 147,883,000 | 156,228,000 | 203,315,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,503,685,000 | 1,595,697,000 | 1,627,019,000 | 1,788,508,000 |
| Interest-bearing deposits | 833,639,000 | 882,262,000 | 888,246,000 | 885,815,000 |
| Noninterest-bearing deposits | 670,046,000 | 713,435,000 | 738,773,000 | 902,693,000 |
| Equity capital | 178,185,000 | 180,756,000 | 183,654,000 | 183,992,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 11,315,000 | 22,010,000 | 32,637,000 | 43,244,000 |
| Interest expense | 320,000 | 586,000 | 852,000 | 1,104,000 |
| Net interest income | 10,995,000 | 21,424,000 | 31,785,000 | 42,140,000 |
| Noninterest income | 2,098,000 | 4,358,000 | 6,804,000 | 9,172,000 |
| Noninterest expense | 8,195,000 | 16,558,000 | 25,016,000 | 31,745,000 |
| Provision for loan losses | 935,000 | 1,610,000 | 2,205,000 | 2,695,000 |
| Pretax income | 3,921,000 | 7,575,000 | 11,331,000 | 16,801,000 |
| Income tax | 805,000 | 1,618,000 | 2,398,000 | 3,608,000 |
| Net income | 3,116,000 | 5,957,000 | 8,933,000 | 13,193,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 173,530,000 | 176,372,000 | 179,347,000 | 180,607,000 |
| Total capital | 185,048,000 | 187,647,000 | 191,010,000 | 192,503,000 |
| Risk-weighted assets | 914,453,000 | 894,181,000 | 925,041,000 | 943,554,000 |