Call reports 2020
TEXAS COMMUNITY BANK — 2020
What TEXAS COMMUNITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,434,247,000 | 1,537,233,000 | 1,550,962,000 | 1,634,023,000 |
| Total loans | 880,426,000 | 928,648,000 | 943,241,000 | 975,458,000 |
| Allowance for loan losses | 15,364,000 | 16,718,000 | 17,009,000 | 17,491,000 |
| Securities available for sale | 364,491,000 | 291,662,000 | 224,036,000 | 187,484,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,245,960,000 | 1,342,650,000 | 1,352,527,000 | 1,450,722,000 |
| Interest-bearing deposits | 779,222,000 | 764,192,000 | 764,056,000 | 826,528,000 |
| Noninterest-bearing deposits | 466,738,000 | 578,458,000 | 588,471,000 | 624,194,000 |
| Equity capital | 169,947,000 | 175,824,000 | 173,354,000 | 175,884,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 13,928,000 | 27,174,000 | 38,471,000 | 49,560,000 |
| Interest expense | 1,647,000 | 2,498,000 | 3,005,000 | 3,376,000 |
| Net interest income | 12,281,000 | 24,676,000 | 35,466,000 | 46,184,000 |
| Noninterest income | 2,083,000 | 3,888,000 | 5,767,000 | 7,730,000 |
| Noninterest expense | 8,398,000 | 16,236,000 | 23,887,000 | 31,402,000 |
| Provision for loan losses | 0 | 1,400,000 | 1,700,000 | 2,200,000 |
| Pretax income | 5,950,000 | 10,995,000 | 15,715,000 | 20,368,000 |
| Income tax | 1,187,000 | 2,317,000 | 3,322,000 | 4,332,000 |
| Net income | 4,763,000 | 8,678,000 | 12,393,000 | 16,036,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 164,141,000 | 168,056,000 | 166,771,000 | 170,414,000 |
| Total capital | 174,929,000 | 178,981,000 | 177,688,000 | 181,763,000 |
| Risk-weighted assets | 858,482,000 | 868,240,000 | 867,303,000 | 901,817,000 |