Call reports 2019
TEXAS COMMUNITY BANK — 2019
What TEXAS COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,482,726,000 | 1,424,659,000 | 1,433,493,000 | 1,475,841,000 |
| Total loans | 824,333,000 | 863,107,000 | 857,263,000 | 863,185,000 |
| Allowance for loan losses | 15,816,000 | 15,795,000 | 15,686,000 | 15,490,000 |
| Securities available for sale | 294,130,000 | 275,901,000 | 291,316,000 | 384,811,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,324,655,000 | 1,258,887,000 | 1,257,854,000 | 1,297,663,000 |
| Interest-bearing deposits | 822,661,000 | 767,536,000 | 753,834,000 | 791,962,000 |
| Noninterest-bearing deposits | 501,994,000 | 491,351,000 | 504,020,000 | 505,701,000 |
| Equity capital | 149,833,000 | 156,027,000 | 158,832,000 | 162,632,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 14,320,000 | 29,315,000 | 44,279,000 | 58,657,000 |
| Interest expense | 1,914,000 | 3,872,000 | 5,863,000 | 7,791,000 |
| Net interest income | 12,406,000 | 25,443,000 | 38,416,000 | 50,866,000 |
| Noninterest income | 1,818,000 | 3,965,000 | 6,037,000 | 8,165,000 |
| Noninterest expense | 8,148,000 | 16,927,000 | 25,078,000 | 31,696,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 6,108,000 | 12,557,000 | 19,468,000 | 27,420,000 |
| Income tax | 1,300,000 | 2,665,000 | 4,125,000 | 5,835,000 |
| Net income | 4,808,000 | 9,892,000 | 15,343,000 | 21,585,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 148,101,000 | 153,185,000 | 156,136,000 | 159,378,000 |
| Total capital | 157,901,000 | 163,382,000 | 166,347,000 | 170,138,000 |
| Risk-weighted assets | 777,869,000 | 810,197,000 | 811,420,000 | 856,092,000 |