Call reports 2016
TEXAS COMMUNITY BANK — 2016
What TEXAS COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,197,282,000 | 1,201,687,000 | 1,210,331,000 | 1,230,896,000 |
| Total loans | 747,635,000 | 773,577,000 | 777,566,000 | 787,980,000 |
| Allowance for loan losses | 15,883,000 | 15,932,000 | 15,846,000 | 15,655,000 |
| Securities available for sale | 323,307,000 | 273,410,000 | 213,150,000 | 246,980,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,062,039,000 | 1,064,314,000 | 1,068,159,000 | 1,045,696,000 |
| Interest-bearing deposits | 710,435,000 | 689,189,000 | 681,652,000 | 651,552,000 |
| Noninterest-bearing deposits | 351,604,000 | 375,125,000 | 386,507,000 | 394,144,000 |
| Equity capital | 113,064,000 | 115,684,000 | 118,098,000 | 120,667,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 9,158,000 | 18,475,000 | 28,079,000 | 37,632,000 |
| Interest expense | 448,000 | 894,000 | 1,382,000 | 1,810,000 |
| Net interest income | 8,710,000 | 17,581,000 | 26,697,000 | 35,822,000 |
| Noninterest income | 1,640,000 | 3,437,000 | 5,185,000 | 6,964,000 |
| Noninterest expense | 6,748,000 | 13,685,000 | 20,659,000 | 26,544,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,602,000 | 7,333,000 | 11,223,000 | 16,242,000 |
| Income tax | 1,332,000 | 2,617,000 | 3,932,000 | 5,667,000 |
| Net income | 2,270,000 | 4,716,000 | 7,291,000 | 10,575,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 110,843,000 | 113,289,000 | 115,864,000 | 119,148,000 |
| Total capital | 119,312,000 | 122,025,000 | 124,700,000 | 128,204,000 |
| Risk-weighted assets | 669,946,000 | 691,542,000 | 699,723,000 | 717,728,000 |