Call reports 2015
TEXAS COMMUNITY BANK — 2015
What TEXAS COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,241,866,000 | 1,236,860,000 | 1,224,817,000 | 1,284,571,000 |
| Total loans | 671,743,000 | 699,967,000 | 722,955,000 | 727,708,000 |
| Allowance for loan losses | 15,698,000 | 15,873,000 | 15,874,000 | 15,895,000 |
| Securities available for sale | 393,355,000 | 395,834,000 | 385,579,000 | 353,971,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,117,858,000 | 1,059,084,000 | 1,088,293,000 | 1,091,596,000 |
| Interest-bearing deposits | 690,812,000 | 652,831,000 | 736,802,000 | 718,749,000 |
| Noninterest-bearing deposits | 427,046,000 | 406,253,000 | 351,491,000 | 372,847,000 |
| Equity capital | 107,311,000 | 110,060,000 | 112,449,000 | 110,302,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 8,408,000 | 17,113,000 | 26,022,000 | 35,035,000 |
| Interest expense | 469,000 | 916,000 | 1,399,000 | 1,864,000 |
| Net interest income | 7,939,000 | 16,197,000 | 24,623,000 | 33,171,000 |
| Noninterest income | 1,700,000 | 3,948,000 | 5,611,000 | 7,180,000 |
| Noninterest expense | 6,013,000 | 12,516,000 | 18,962,000 | 24,536,000 |
| Provision for loan losses | 0 | 0 | 0 | 325,000 |
| Pretax income | 3,626,000 | 7,629,000 | 11,272,000 | 15,490,000 |
| Income tax | 1,240,000 | 2,661,000 | 3,901,000 | 5,371,000 |
| Net income | 2,386,000 | 4,968,000 | 7,371,000 | 10,119,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 104,840,000 | 107,422,000 | 109,825,000 | 108,572,000 |
| Total capital | 112,625,000 | 115,499,000 | 118,087,000 | 116,946,000 |
| Risk-weighted assets | 614,779,000 | 638,140,000 | 653,296,000 | 662,248,000 |