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Call reports 2007

TEXAS COMMUNITY BANK — 2007

What TEXAS COMMUNITY BANK reported to the FFIEC in 2007, quarter by quarter.

PERIOD: 2007SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/29dacd94-f30a-4e79-baca-a2179ec59eef/2007

Balance sheet

What the bank holds and owes at quarter end

Measure2007Q12007Q22007Q32007Q4
Total assets398,406,000418,045,000467,019,000484,697,000
Total loans277,318,000300,548,000324,283,000340,153,000
Allowance for loan losses3,183,0003,525,0003,795,0003,759,000
Securities available for sale3,750,0003,669,0004,994,0004,942,000
Securities held to maturity0000
Trading assets0000
Total deposits364,525,000383,558,000429,759,000440,586,000
Interest-bearing deposits321,587,000336,270,000374,243,000389,695,000
Noninterest-bearing deposits42,938,00047,288,00055,516,00050,891,000
Equity capital31,410,00032,349,00034,601,00041,442,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2007Q12007Q22007Q32007Q4
Interest income6,935,00014,545,00022,904,00031,186,000
Interest expense3,340,0007,129,00011,395,00015,756,000
Net interest income3,595,0007,416,00011,509,00015,430,000
Noninterest income481,000992,0001,515,0002,083,000
Noninterest expense2,306,0004,763,0007,522,00010,394,000
Provision for loan losses375,000750,0001,125,0001,500,000
Pretax income1,395,0002,895,0004,377,0005,619,000
Income tax475,0001,019,0001,569,0001,979,000
Net income920,0001,876,0002,808,0003,640,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2007Q12007Q22007Q32007Q4
Tier 1 capital29,232,00030,197,00032,439,00039,281,000
Total capital32,415,00033,722,00036,234,00043,040,000
Risk-weighted assets278,452,000301,953,000329,437,000337,707,000

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