Call reports 2025
FIRST NATIONAL BANK — 2025
What FIRST NATIONAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 3,151,780,000 | 3,164,056,000 | 3,162,999,000 | 3,130,767,000 |
| Total loans | 2,383,150,000 | 2,394,007,000 | 2,398,843,000 | 2,394,109,000 |
| Allowance for loan losses | 25,114,000 | 24,829,000 | 25,078,000 | 25,365,000 |
| Securities available for sale | 280,764,000 | 278,248,000 | 273,493,000 | 264,480,000 |
| Securities held to maturity | 368,767,000 | 368,071,000 | 362,738,000 | 356,074,000 |
| Trading assets | 4,504,000 | 4,319,000 | 4,298,000 | 4,308,000 |
| Total deposits | 2,712,084,000 | 2,706,351,000 | 2,738,513,000 | 2,665,821,000 |
| Interest-bearing deposits | 2,443,476,000 | 2,414,204,000 | 2,423,839,000 | 2,384,854,000 |
| Noninterest-bearing deposits | 268,608,000 | 292,147,000 | 314,674,000 | 280,967,000 |
| Equity capital | 230,970,000 | 236,733,000 | 245,729,000 | 254,234,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 38,931,000 | 78,997,000 | 120,259,000 | 161,229,000 |
| Interest expense | 20,909,000 | 42,326,000 | 63,273,000 | 82,894,000 |
| Net interest income | 18,022,000 | 36,671,000 | 56,986,000 | 78,335,000 |
| Noninterest income | 3,812,000 | 7,702,000 | 11,920,000 | 16,415,000 |
| Noninterest expense | 12,455,000 | 24,334,000 | 36,765,000 | 49,615,000 |
| Provision for loan losses | 396,000 | 744,000 | 1,434,000 | 2,049,000 |
| Pretax income | 8,987,000 | 19,161,000 | 30,563,000 | 43,285,000 |
| Income tax | 1,545,000 | 3,409,000 | 5,482,000 | 7,818,000 |
| Net income | 7,442,000 | 15,752,000 | 25,081,000 | 35,467,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 266,110,000 | 270,428,000 | 275,762,000 | 282,155,000 |
| Total capital | 292,130,000 | 296,301,000 | 301,894,000 | 308,231,000 |
| Risk-weighted assets | 2,234,711,000 | 2,235,181,000 | 2,236,030,000 | 2,208,772,000 |