Call reports 2024
FIRST NATIONAL BANK — 2024
What FIRST NATIONAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 2,942,447,000 | 3,049,270,000 | 3,107,311,000 | 3,121,442,000 |
| Total loans | 2,173,746,000 | 2,247,670,000 | 2,307,253,000 | 2,340,940,000 |
| Allowance for loan losses | 24,207,000 | 24,693,000 | 23,999,000 | 24,871,000 |
| Securities available for sale | 274,451,000 | 273,501,000 | 285,021,000 | 274,680,000 |
| Securities held to maturity | 379,635,000 | 377,671,000 | 377,859,000 | 369,900,000 |
| Trading assets | 4,778,000 | 4,912,000 | 3,752,000 | 4,859,000 |
| Total deposits | 2,549,402,000 | 2,578,790,000 | 2,703,552,000 | 2,726,323,000 |
| Interest-bearing deposits | 2,286,357,000 | 2,307,251,000 | 2,389,780,000 | 2,433,012,000 |
| Noninterest-bearing deposits | 263,045,000 | 271,539,000 | 313,772,000 | 293,311,000 |
| Equity capital | 214,088,000 | 215,996,000 | 227,931,000 | 223,532,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 35,178,000 | 72,069,000 | 110,603,000 | 149,852,000 |
| Interest expense | 20,108,000 | 41,591,000 | 63,476,000 | 84,923,000 |
| Net interest income | 15,070,000 | 30,478,000 | 47,127,000 | 64,929,000 |
| Noninterest income | 3,450,000 | 7,275,000 | 11,150,000 | 15,336,000 |
| Noninterest expense | 11,438,000 | 22,313,000 | 33,982,000 | 45,843,000 |
| Provision for loan losses | 99,000 | 638,000 | 58,000 | 1,304,000 |
| Pretax income | 7,595,000 | 15,440,000 | 24,934,000 | 33,897,000 |
| Income tax | 1,335,000 | 2,719,000 | 4,386,000 | 5,850,000 |
| Net income | 6,260,000 | 12,721,000 | 20,548,000 | 28,047,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 252,655,000 | 255,123,000 | 258,956,000 | 262,562,000 |
| Total capital | 277,939,000 | 280,868,000 | 283,947,000 | 288,343,000 |
| Risk-weighted assets | 2,059,633,000 | 2,129,638,000 | 2,174,933,000 | 2,191,499,000 |