Call reports 2023
FIRST NATIONAL BANK — 2023
What FIRST NATIONAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 2,776,791,000 | 2,844,637,000 | 2,908,137,000 | 2,911,223,000 |
| Total loans | 1,982,847,000 | 2,060,953,000 | 2,080,128,000 | 2,129,454,000 |
| Allowance for loan losses | 23,458,000 | 23,465,000 | 23,322,000 | 24,030,000 |
| Securities available for sale | 288,242,000 | 278,355,000 | 284,972,000 | 282,053,000 |
| Securities held to maturity | 392,283,000 | 390,415,000 | 387,806,000 | 385,669,000 |
| Trading assets | 4,098,000 | 4,715,000 | 6,031,000 | 4,349,000 |
| Total deposits | 2,467,296,000 | 2,500,556,000 | 2,600,576,000 | 2,600,329,000 |
| Interest-bearing deposits | 2,173,923,000 | 2,203,256,000 | 2,277,496,000 | 2,311,141,000 |
| Noninterest-bearing deposits | 293,373,000 | 297,300,000 | 323,080,000 | 289,188,000 |
| Equity capital | 199,927,000 | 203,536,000 | 198,185,000 | 214,531,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 29,112,000 | 60,561,000 | 94,041,000 | 129,073,000 |
| Interest expense | 11,438,000 | 26,698,000 | 43,998,000 | 62,967,000 |
| Net interest income | 17,674,000 | 33,863,000 | 50,043,000 | 66,106,000 |
| Noninterest income | 3,370,000 | 6,977,000 | 10,683,000 | 14,580,000 |
| Noninterest expense | 10,582,000 | 20,928,000 | 31,694,000 | 42,597,000 |
| Provision for loan losses | 550,000 | 580,000 | 419,000 | 1,330,000 |
| Pretax income | 9,912,000 | 19,211,000 | 28,531,000 | 36,905,000 |
| Income tax | 1,736,000 | 3,356,000 | 4,986,000 | 6,464,000 |
| Net income | 8,176,000 | 15,855,000 | 23,545,000 | 30,441,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 239,153,000 | 243,140,000 | 247,136,000 | 250,289,000 |
| Total capital | 263,305,000 | 267,710,000 | 271,911,000 | 275,588,000 |
| Risk-weighted assets | 1,931,091,000 | 1,964,797,000 | 1,981,563,000 | 2,023,507,000 |