Call reports 2022
FIRST NATIONAL BANK — 2022
What FIRST NATIONAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 2,514,032,000 | 2,595,799,000 | 2,699,877,000 | 2,704,047,000 |
| Total loans | 1,707,748,000 | 1,789,044,000 | 1,857,975,000 | 1,914,949,000 |
| Allowance for loan losses | 15,766,000 | 16,201,000 | 16,387,000 | 16,723,000 |
| Securities available for sale | 313,015,000 | 301,737,000 | 283,268,000 | 284,509,000 |
| Securities held to maturity | 377,183,000 | 379,693,000 | 381,906,000 | 393,896,000 |
| Trading assets | 2,665,000 | 3,440,000 | 5,364,000 | 4,910,000 |
| Total deposits | 2,159,436,000 | 2,252,978,000 | 2,370,865,000 | 2,379,757,000 |
| Interest-bearing deposits | 1,837,519,000 | 1,928,396,000 | 2,014,023,000 | 2,061,190,000 |
| Noninterest-bearing deposits | 321,917,000 | 324,582,000 | 356,842,000 | 318,567,000 |
| Equity capital | 204,756,000 | 198,923,000 | 191,219,000 | 200,180,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 20,823,000 | 42,575,000 | 66,844,000 | 94,157,000 |
| Interest expense | 1,913,000 | 4,646,000 | 9,273,000 | 16,868,000 |
| Net interest income | 18,910,000 | 37,929,000 | 57,571,000 | 77,289,000 |
| Noninterest income | 3,940,000 | 7,697,000 | 12,128,000 | 15,741,000 |
| Noninterest expense | 10,355,000 | 20,199,000 | 31,293,000 | 42,738,000 |
| Provision for loan losses | 450,000 | 900,000 | 1,300,000 | 1,750,000 |
| Pretax income | 12,046,000 | 24,528,000 | 37,113,000 | 48,549,000 |
| Income tax | 2,147,000 | 4,379,000 | 6,660,000 | 8,695,000 |
| Net income | 9,899,000 | 20,149,000 | 30,453,000 | 39,854,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 221,441,000 | 228,209,000 | 235,029,000 | 240,848,000 |
| Total capital | 237,307,000 | 244,510,000 | 251,516,000 | 257,671,000 |
| Risk-weighted assets | 1,694,438,000 | 1,802,624,000 | 1,859,742,000 | 1,905,832,000 |