Call reports 2021
FIRST NATIONAL BANK — 2021
What FIRST NATIONAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 2,402,922,000 | 2,416,342,000 | 2,496,012,000 | 2,496,194,000 |
| Total loans | 1,520,294,000 | 1,589,411,000 | 1,618,649,000 | 1,648,483,000 |
| Allowance for loan losses | 16,594,000 | 17,034,000 | 17,507,000 | 15,521,000 |
| Securities available for sale | 294,537,000 | 306,247,000 | 309,223,000 | 320,566,000 |
| Securities held to maturity | 385,352,000 | 376,181,000 | 375,699,000 | 370,040,000 |
| Trading assets | 1,334,000 | 2,138,000 | 1,862,000 | 2,590,000 |
| Total deposits | 1,954,715,000 | 1,962,717,000 | 2,034,550,000 | 2,124,698,000 |
| Interest-bearing deposits | 1,677,842,000 | 1,658,437,000 | 1,678,849,000 | 1,788,917,000 |
| Noninterest-bearing deposits | 276,873,000 | 304,280,000 | 355,701,000 | 335,781,000 |
| Equity capital | 198,979,000 | 204,969,000 | 209,518,000 | 216,591,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 19,274,000 | 38,185,000 | 58,083,000 | 78,392,000 |
| Interest expense | 3,080,000 | 5,898,000 | 8,474,000 | 10,779,000 |
| Net interest income | 16,194,000 | 32,287,000 | 49,609,000 | 67,613,000 |
| Noninterest income | 4,957,000 | 9,459,000 | 13,652,000 | 18,141,000 |
| Noninterest expense | 9,628,000 | 18,820,000 | 28,493,000 | 41,091,000 |
| Provision for loan losses | 525,000 | 1,050,000 | 1,575,000 | -375,000 |
| Pretax income | 11,117,000 | 22,040,000 | 33,215,000 | 45,061,000 |
| Income tax | 1,939,000 | 3,835,000 | 5,805,000 | 7,913,000 |
| Net income | 9,178,000 | 18,205,000 | 27,410,000 | 37,148,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 196,902,000 | 202,546,000 | 208,369,000 | 214,925,000 |
| Total capital | 213,596,000 | 219,680,000 | 225,976,000 | 230,546,000 |
| Risk-weighted assets | 1,451,251,000 | 1,520,535,000 | 1,572,448,000 | 1,626,469,000 |